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Trends & Guides

Enjoy Cashback and Rewards When you Pay Bills with these Credit Cards

22 March 2018 |

You can actually save money by paying your bills with the right credit cards. Not only is it convenient, considering many merchants offer online payment these days, many credit cards actually allow you to earn cashback or rewards points through paying your bills. If you are looking for a great credit card, here are some recommendations for you!

Standard Chartered JustOne Platinum Card

Get up to 15% cashback on this card when you make payments for your bills through auto payment. Aside from the savings you get when paying for your bills with this card, you also get 0.2% cashback on other categories of spending too. You can receive up to RM1,020 in a year, check out the table below to see how you can get the savings with this card:

Retail Spend per month Auto bill payments, online purchase, and petrol Other Categories Cashback Cap
RM 1,000 – 1,499.99 5% 0.20% RM 12
RM 1,500 – 2,499.99 10% 0.20% RM 28
RM 2500 and above 15% 0.20% RM 85

Another perk of this card are the exclusive deals like RM 7 movie ticket at Golden Screen Cinemas by booking online and the Sakae Sushi buy one free one promotion. You will also receive RM150 cashback when you activate the card within 45 days of approval.

Requirements

  • Minimum monthly income of RM2,000 (RM24,000 per annum)
  • Annual fee: RM 265 for principal cardholders and free for supplementary cardholders

Alliance Bank Gold Visa

If you prefer to redeem goods and gifts, this is a card that rewards you when you charge your bills to it. You will be collecting points which you can redeem for items, vouchers, and even airmiles. The best part is that the points do not expire! You receive 2x TBP (Timeless Bonus Points) for every RM1 spent on utility.

  • 2x TBP for every RM1 spent on utility
  • 1x TBP for every RM1 spent on all other domestic retail

Requirements

  • Minimum monthly income of RM2,000 (RM24,000 per annum)
  • Annual fee: RM156.88 for principal cardholders and RM31.80 for supplementary cardholders. Fees will be waived every year with a minimum spend of RM5,000 or 12 swipes within a year.

Hong Leong Wise Gold Card

Enjoy flexibility of choosing from 2 spending categories to get cashback with this card. You can enjoy up to RM200 cashback on telco bill payments for Maxis, Celcom, Digi, U Mobile and utilities bill payment such as for electricity and water is also eligible for cashback.

The 10% cashback will be credited for all eligible transactions of the spend categories chosen. The cashback is capped at RM100 per month. In order to get RM100, a minimum retail spend of RM2,000 in a calendar month is required.

Requirements

  • Minimum monthly income of RM2,000 (RM24,000 per annum)
  • Annual fee: RM265 for principal cardholders and RM84.80 for supplementary cardholders

If you want to find more credit cards for either cashback or rewards points, please do check out CompareHero.my’s FREE comparison tool today!

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