Overview A time-tested performer, the HP 12c has an easy-to-use layout, one-line LCD display and efficient RPN data entry. Easily calculate loan payments, interest rates and conversions, standard deviation, percent, Tvm, Npv, Irr, cash flows, bonds and more. Over 120 built in functions. Features Customizing Features Keystroke programming Memory capacity: 399 steps Time and Date Management Date arithmetic The Time-Tested Performer Business/Financial Features Statistical/Mathematical Features, Time and Date Management, and Customizing Features, Attractive one line x 10-character LCD display, Select business functions at your fingertips, Great mix of statistic, business and math functions, Read display results easily, even at an angle Business/Financial Features TVM (loans, savings, and leasing) Amortization Bond price and yield to maturity Cash flow analysis Npv, IRR Memory for up to 20 cash flows SL, DB, Soyd depreciation methods % change, % of total Statistical/Mathematical Features Cumulative statistical analysis Std. deviation, mean, weighted mean Linear regression Forecasting, correlation coefficient Total, Sx, Sx2, Sy, Sy2, Sxy +, -, x, %, ÷; 1/x, ±; LN, ex, n! Ideal for Real estate, finance, accounting, economics and business work.